We, New York Mortgage Trust, Inc., collect personally identifiable financial information (also known as non-public personal information) about you from the following sources:

• Information that we receive from you on application or other forms
• Information about your transactions with us, our affiliates or others
• Information we receive from a consumer reporting agency

Non public information does not include information that is available from public sources, such as government real estate records. Unless you tell us not to, we may disclose some or all of the non-public information that we collect about you, as described above, with our affiliated companies and certain non-affiliated third parties. An affiliated company means a company we own or control, a company that owns or controls us or a company that is owned or controlled by the same company as us. A non-affiliated third party means a company that is not an affiliated company. Such non-public information may include:

• Information that we obtain from your application, such as your name, address, social security number, assets, income and/or your employment history
• Information about your transactions with us, affiliates or others, such as the parties to your transaction(s) and your payment history
• Information that we obtain from a consumer report, such as your credit score or history
• Information that we obtain to verify representations made by you, such as your bank balances
• Information we obtain from you regarding your employment or credit history.

We may disclose non-public personal information about you to the following types of affiliated and non-affiliated third parties:

• Financial service providers, such as insurance agents
• Non-financial companies, such as retailers

We may also disclose non-public information about you to such affiliated and non-affiliated parties, as permitted by law. Among other permitted disclosures, the law permits us to disclose to our affiliates information regarding our transactions and experiences with you.

We restrict access to non-public personal information about you to those employees who need to know that information to provide the request products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.

Notice of Your Opportunity to Opt Out of Information Sharing with our Affiliates and Non-affiliated third parties:

If you prefer that we not disclose non-public personal information about you to our affiliates and non-affiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). You may direct us not to disclose this information by doing the following: call us toll free at 866-557-5655.